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Assets are commonly taken via forms of deception, false pretenses, coercion, harassment, duress and threats. This comprehensive course examines the insurance products and concepts that meet business insurance needs. The Maryland General Assemblys Office Learn how these savings vehicles can be used with employer-sponsored retirement plans and medical savings accounts as part of an overall personal financial strategy, for both retirement and pre-retirement savings. This course considers life insurance, annuities, health insurance, and long-term care, and covers critical market conduct issues. Apply for a license. This course is designed for producers who have just completed their introductory training or for experienced agents who wish to upgrade their skills from package or product selling. Cost Learn what you need to sell life insurance in the profitable estate planning market. Major topics addressed in the course include trends in money laundering, major laws addressing money laundering, the core components of an insurance company's anti-money laundering program, the role and responsibilities of life insurance agents, record keeping requirements, and reporting requirements and penalties for breaking AML laws and regulations. for insurance licensing in the State of Maryland. This course covers buy-sell arrangements, tax rules, and the role of insurance in making an effective plan. The purpose of this course is to examine Internal Revenue Code (IRC) Section 1035 and the planning capabilities it requires. document.write( new Date().getFullYear() ); Kaplan, Inc. All Rights Reserved. This course meets the NAIC initial training requirement. Please visit the Maryland Title Information for additional information. Online certification exams are closed book. It compares proprietorships, partnerships, and corporations, and then discusses key employee insurance, deferred compensation, split-dollar plans, executive bonus plans, and group insurance. Students learn how consumer protection and ethical issues relate to insurance regulation, with an emphasis on claims, underwriting, and sales practices. This course has been approved by the Minnesota Commissioner of Commerce for 15 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC). NAIC and FINRA regulation of the sale of annuities are reviewed in detail. Effective January 1, 2017, public adjusters must complete 24 hours of continuing education each 2-year license period. What Are The Requirements For Becoming An Insurance Agent? Understand the unique needs of retired individuals, the resources available to meet those needs, and planning techniques available to clients at various stages of life. In addition, all licensees must take 3 hours in the category of ethics. This course has been approved by the Minnesota Commissioner of Commerce for 7 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC). The growth in popularity of indexed insurance products, specifically fixed indexed annuities and fixed indexed life insurance policies, has been dramatic. The rules for tax-free distributions, treatment of other distributions and other rules are also covered. The section of the course covering Medigap supplement insurance includes a discussion of related marketing and sales issues. The following statement is not applicable unless you are a Minnesota-resident producer:This course has been approved by the Minnesota Commissioner of Commerce for 2 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC). License Applications and Renewals Insurance companies can find information and forms to be licensed in the State of Maryland in this section. Learn more This course will provide answers to these questions: What is financial exploitation? Maryland Insurance Licensing Requirements View state-specific insurance licensing requirements and exam information such as exam provider, contact information, and more. The following statement is not applicable unless you are a Minnesota-resident producer:This course has been approved by the Minnesota Commissioner of Commerce for 11 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC). This course discusses the many different kinds of health insurance coverage's that are available. Our Total Access CE Libraries, Webinars, and Online Courses are insurance continuing education solutions that provide a safe and convenient learning environment for our students, customers, and community. Learn the need for post-retirement planning, risk management strategies for addressing illness and injury, long-term care, uninsured death, and outliving one's income. Learn how annuities can satisfy client investment goals. This course covers the Medicare program, including Medicare Part A (Hospital Insurance), Medicare Part B (Medical Insurance), Medicare Part C (Medicare Advantage Plans, like HMOs or PPOs), and Medicare Part D (Medicare Prescription Drug Coverage). It introduces insurance agents to long-term care (LTC) insurance. Learn how health savings accounts (HSAs) differ from other healthcare reimbursement arrangements. This course, which covers required LTC Partnership and Medicaid training, fulfills the four-hour ongoing training requirement for sellers of LTC insurance policies. Satisfactory completion of a 20-hour study Total Access CE - Property & Casualty lets you take all the online continuing education courses you want for one price. The course contrasts Know Your Customer requirements with variable annuity suitability requirements. Meet the clients, conduct a fact-finding interview, create a plan, present the plan, and follow up to determine if the plan continues to best serve the client. The following statement is not applicable unless you are a Minnesota-resident producer:This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC). 1. The course also covers Medicaid and Medicare. Explore the foundational concepts of asset allocation and practical implications of modern portfolio theory. Learners discuss the information sharing and privacy protection requirements established by the Gramm-Leach-Bliley Financial Modernization Act. This course outlines the broad parameters of a life insurance producer's ethical responsibilities. Please note, you will receive CE credit hours for this course awarded by the Department of Insurance in the state you've selected. that exactly matches the name on the exam registration at the testing center. Please note, you will receive CE credit hours for this course awarded by the Department of Insurance in the state you've selected. https://insurance.maryland.gov/Producer/Pages/default.aspx Access Kaplans CE library of courses approved for property & casualty CE credits. Total Access CE - Life & Healthgrants you access to Kaplans entire online library of insurance continuing education courses, allowing you to complete unlimited CE credits. Paying for long-term care and long-term care policy features and suitability are also highlighted. Prelicensing courses with Kaplan give you the best chance to passour pass rates are among the highest in the industry. certain fraudulent activities and protect The following statement is not applicable unless you are a Minnesota-resident producer: Prelicensing Education Hour Requirements Life: 20 Hours Public adjusters must complete required continuing education no later than 30 days prior to the license expiration date. The following statement is not applicable unless you are a Minnesota-resident producer: This course has been approved by the Minnesota Commissioner of Commerce for 8 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC). Courses approved under the Property and Casualty course category will apply towards an adjuster's requirements. Case studies and examples throughout the course reflect ethical dilemmas that insurance producers commonly face on the job. https://insurance.maryland.gov/Producer/Pages/default.aspx The producer's responsibilities to the insurer, policyowners, and the public are detailed. To many, they fall in the middle of the risk spectrum, between traditional fixed annuities and life insurance policies and variable annuities and variable life insurance policies. . This course discusses the features of annuities and where they belong within the range of retirement saving and distribution options that are available to clients. Please note, you will receive CE credit hours for this course awarded by the Department of Insurance in the state you've selected. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account. If you failed one portion of a two-part exam, you will be able to re-sit the failed portion only, as long as you do so within six months of your exam. Total Access CE - Life & Health lets you take all the online continuing education courses you want for one price. An agent who is licensed for Property or Casualty, or any subdivision of Property or Casualty, OR Life or Health, or any subdivision of Life or Health, must complete 24 hours of continuing education in the subdivision of insurance for which he or she is licensed (Property/Casualty or Life/Health). These plans can be either prepaid tuition plans or college savings plans for payment of qualified higher education expenses. This course has been approved by the Minnesota Commissioner of Commerce for 12 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC). Producer Licensing Customer Service: 1-888-204-6198 Producer Licensing Fax: (410) 468-2399 Producer Licensing Email: producerlicensing.mia@maryland.gov Certain companies can complete their renewals online. The questions most frequently asked about life insurance licensing and the examsuch as license requirements, exam difficulty, passing score, pass rates, questions, and topicsare answered in this article. This course contains the recommended core elements of an AML program for life insurance companies, as well as directions on how to integrate insurance agents and brokers into the insurance company's AML program, including those associated with independent agencies. It also shows examples of the way various EIA design structures perform under different market conditions and why indexing is a solid investment strategy for the traditional annuity buyer. This course covers variable annuities in depth, distinguishing them from fixed annuities and discussing variations such as single and periodic premium, immediate and deferred annuities. Business owners have special estate planning challenges. Here is an excellent introduction to the life and health insurance producer's ethical responsibilities to insurers, their clients, the public, and the state. What does Maryland require from its producers? Refresh your understanding of long-term care (LTC) planning. On a mobile device, click the filter hyperlink to select your filters and then click 'Save'. Long-Term Care Suitability trains insurance agents in the process of educating clients about the long-term care (LTC) field and the need for LTC insurance. We're available on the following channels. This course will help you increase the value of the consultative services you provide your clients by offering strategic solutions to address those concerns and make you aware of the market conduct and ethical issues involved in serving the senior market.Please note, you will receive CE credit hours for this course awarded by the Department of Insurance in the state you've selected. 6. Please note, you will receive CE credit hours for this course awarded by the Department of Insurance in the state you've selected. Individuals acting as instructors for continuing education courses receive 1.5 times the approved credit hours for teaching a course. Licensees shall maintain a record of the certficate of course completion. Describes common approaches to asset allocation and the relationship between asset allocation and investment diversification, as well as the various forms of financial risk and how to develop a client profile and identify client investment objectives. This course provides students with knowledge and understanding of the threats and problems created by money laundering and how money launderers operateincluding their techniques. Why should you care? Renew your insurance license with one of Kaplan Financial Education's course libraries or an individual online course. The course focuses on the expression of ethical principles in the daily activities of life and health insurance producers. You may view approved continuing education courses, your continuing education transcript, and other information regarding continuing education by visiting the Maryland Insurance CE administration vendor, Prometric, at www.Prometric.com. Complete a Prelicensing Course The first step is to complete a prelicensing education course according to the license type you want. What to do about it?Additionally, this course will review the features of a variable annuity, suitability of variable annuities, and supervisory responsibilities in regards to variable annuities. Effective January 1, 2020, insurance producers must complete required continuing education no later than 15 days prior to the license expiration date. Manage your clients' risk so they won't outlive their resources. View LIfe & Health Total Access CE View Property & Casualty Total Access CE Renew your insurance license and continue producing with Kaplan Financial Education's extensive library of Maryland -approved CE courses. Pay the required fee. The following statement is not applicable unless you are a Minnesota-resident producer: This state reporting fee will be automatically charged to you (on the last credit card used in your account) each time you complete an online or self-study course. Learn the fundamentals of individual annuity contracts. If the exam is not passed on the first attempt, students have an unlimited number of retakes. This course provides an introduction to the income taxation of life insurance products and annuities. $60.00 About the state exam A current form of identification with a photo (driver's license, passport, etc.) Money laundering is an enormous and pervasive worldwide problem, and it facilitates and promotes a wide variety of illegal and illicit activities. 1. State Requirements Maryland / Resident Renewal / Individual Search Again Apply Now + Fees + Lines of Authority + Rules and Requirements + Renewal Periods + Continuing Education Contact Information Mailing Address Maryland Insurance Administration Attention: Producer Licensing Unit 200 St. Paul Place, Suite 2700 Baltimore, MD 21202 United States Our Total Access CE Libraries, Webinars, and Online Courses are insurance continuing education solutions that provide a safe and convenient learning environment for our students, customers, and community. Assets are commonly taken via forms of deception, false pretenses, coercion, harassment, duress and threats. On this page, you will find all of the state-specific information for Insurance CE in the state of Maryland. Long-term care insurance is one way to pay for the significant expenses of long-term care, but many have concerns about traditional long-term care insurance. This course discusses the combination products in the insurance market as a result of provisions in the Pension Protection Act of 2006 that allow for the integration of long-term care insurance (LTCi) with annuities and life insurance policies. This book is designed to help producers recognize some of the ethical dilemmas they may encounter in their careers and provides guidance on the attitudes and specific conduct that is expected. State Requirements Customer Reviews Need Insurance Continuing Education Credits? Please note, you will receive CE credit hours for this course awarded by the Department of Insurance in the state you've selected. $299 Enroll now XCEL's 3-Part Training Program Pre-licensing Course: An online self-study course that provides the foundational information and satisfies any applicable state requirements Prep Review Course: Scales down content to focus solely on the most important material with weighted chapters identical to the state exam Exam Simulators: It explains how to prospect for and get the attention of business owners. Any additional hours of Ethics will not count towards the hours of CE required. Ethics at Work emphasizes the importance of ethical conduct and professionalism in the property and casualty industry. Residents may complete all or part of the required CE credit hours via correspondence (self-study) or online courses. Additionally, this course reviews the features of a variable annuity and supervisory responsibilities in regards to variable annuities. The course presents the issues that are important to business owners and discusses how producers can meet their needs. While these products are considered fixed contracts, the interest that is credited to these products is based on the performance of an external financial index. The following statement is not applicable unless you are a Minnesota-resident producer:This course has been approved by the Minnesota Commissioner of Commerce for TBD hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC). This course has been approved by the Minnesota Commissioner of Commerce for 2 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC). Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. All property/casualty producers who sell flood insurance must complete at least 2 hours in flood insurance each renewal period. Upon completion, students will understand how beneficiary designations can be problematic; the income, gift, and estate tax consequences that may result from different beneficiary designations; the complications that arise when insurance proceeds or other death benefits are left to children; how trusts can solve beneficiary designation problems; and the financial professional's role in the beneficiary designation process. Topics covered include money laundering basics, anti-money laundering rules for insurance companies, customer identification programs, and suspicious activity reporting. The early step to becoming adenine Ma spirit insurance agent is to get choose life insurance license. And, they can make annuities expensive to purchase. Tax-qualified and non-tax-qualified plans are described in detail. This course describes EIA designs, features, and performance in detail. Starting a business in Maryland? Please note, you will receive CE credit hours for this course awarded by the Department of Insurance in the state you've selected. Where is the insurance industry most vulnerable to money laundering? Please note, you will receive CE credit hours for this course awarded by the Department of Insurance in the state you've selected. Group insurance is a different animal. The second section explains life insurance, including selling life insurance, policy issuance and delivery, types of insurance policies, policy provisions, policy options, annuities, group life insurance, Social Security and tax considerations, and retirement plans. PSI provides . Understand the financial concerns facing your retired clients. The following statement is not applicable unless you are a Minnesota-resident producer:This course has been approved by the Minnesota Commissioner of Commerce for 3 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC). Variable Life and Variable Annuity will be deferred and must provide proof of Series 63, Series7, or Series 6 to Maryland by submitting documentation to . Visit the state requirements page to learn about course repetition, state reporting fees, renewal period details, and much more. Financial exploitation occurs when a person misuses or takes the assets of a vulnerable adult for their own personal benefit. Please note, you will receive CE credit hours for this course awarded by the Department of Insurance in the state you've selected. Generally speaking, to become a licensed insurance agent in your state you must first meet any state requirements such as age, passing a background check, etc. This is an introductory course in nature and uses of life insurance, insurance applications and receipts, mortality and rating, underwriting processes and actions, term life insurance, whole life products, specialized policy forms, flexible policies, policy riders, options, provisions, and the use of life insurance for financial planning. The following statement is not applicable unless you are a Minnesota-resident producer:This course has been approved by the Minnesota Commissioner of Commerce for 7 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC). Total Access CE from Kaplan Financial Education lets you take all the online continuing education courses you want for one price. The following statement is not applicable unless you are a Minnesota-resident producer:This course has been approved by the Minnesota Commissioner of Commerce for 10 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC). Pass the examination. The course details how the LTCi benefit can be part of the base contract or a separate rider to the base contract. The various ethical requirements that apply to insurance companies and agents are analyzed, with discussion relevant to both life and health and property and casualty producers. Lern How to Get a Life Assurance License For Maryland. The State of Maryland pledges to provide constituents, businesses, customers, and stakeholders with friendly and courteous, timely and responsive, accurate and consistent, accessible and convenient, and truthful and transparent services.

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